top of page
Search


How to Use a Health Savings Account (HSA) as a Retirement Tool
When it comes to financial planning, most people think of 401(k)s, IRAs, and brokerage accounts as the primary vehicles for retirement...

Asad Gourani, CFP®, EA


Homeownership vs. Renting: Making the Right Choice in Tech Hubs
Real Estate vs. Renting: Making the Right Choice in Tech Hubs When you’re a tech professional living in bustling hubs like San Francisco...

Asad Gourani, CFP®, EA


Choosing the Best Retirement Plan for Small Business Owners: SEP IRA vs. Solo 401(k)
As a small business owner, your ability to plan for retirement while managing tax efficiency is one of the smartest financial strategies...

Asad Gourani, CFP®, EA


How to Deal with Appreciated RSU Holdings: A Guide for Tech Employees
Restricted Stock Units (RSUs) are a cornerstone of compensation packages for many tech employees, particularly those at major companies...

Asad Gourani, CFP®, EA


Understanding Sequence of Return Risk: The Hidden Threat to Retirement and Early Retirement
Understanding Sequence of Return Risk: The Hidden Threat to Retirement and Early Retirement Sequence of return risk (SORR) is a critical...

Asad Gourani, CFP®, EA


RSU Basis Adjustment on Your Tax Return: Navigating E*TRADE’s 1099-B and Supplemental Sheets
If you’ve received Restricted Stock Units (RSUs) as part of your compensation, you’ve likely experienced the confusing tax implications...

Asad Gourani, CFP®, EA


The Role of Direct Indexing in Building a Tax-Efficient Wealth Strategy
When it comes to financial planning for tech employees, tax efficiency is a cornerstone of any robust strategy. High salaries,...

Asad Gourani, CFP®, EA


Understanding the Pro-Rata Rule for RSUs in California: Implications for Employees Who Move Out of State
Restricted Stock Units (RSUs) are a popular form of equity compensation, especially for employees working in tech hubs like California....

Asad Gourani, CFP®, EA


The Small Business Owner's Guide to LLCs and S-Corps: Maximizing Financial Planning and Tax Efficiency
Choosing the right business structure is a foundational decision that impacts the trajectory of your business. As a financial planning...

Asad Gourani, CFP®, EA


Navigating Alternative Minimum Tax with Stock Options: What Tech Professionals Need to Know
Navigating AMT with Stock Options: What Tech Professionals Need to Know As a tech professional, stock options can be one of the most...

Asad Gourani, CFP®, EA
bottom of page