At 73 (75 if born in 1960 or later), the IRS begins requiring withdrawals from your pre-tax retirement accounts every year. When most of your savings sit in traditional IRAs and 401(k)s, these required minimum distributions (RMDs) can add more to your taxable income than anticipated, and significantly affect your tax picture. Your first RMD is the right time to set a plan for the 10, 20, 30 years that follow, not just this one.

Open enrollment can feel like a chore. The good news: for most of us, it comes down to one or two decisions.

When it comes to taxes, December gets all the attention, but October is when you can still make meaningful moves to change the outcome of your tax picture. At this point in the year, most of your 2026 tax bill is already written. The good news is that there is still a part you can change. Roth conversions, Required Minimum Distributions (RMDs), and charitable gifts from your IRA generally must be finalized by December 31, or earlier depending on your custodian's cutoff date f

It’s the advice everyone in New York has heard: stop renting, start building equity. But when we looked at the actual numbers, the answer was more nuanced than the old rule of thumb suggests. In the video above, we compare the true cost of renting vs. buying an apartment in NYC, using real data rather than gut feelings. What we looked at The full cost of owning: Mortgage payments are only part of it. Common charges, property taxes, maintenance, and closing costs add up fast.

When it comes to maximizing retirement savings, most people are familiar with traditional strategies like contributing to a 401(k), an IRA, or even a Roth IRA. But if you’re a high-income earner looking to turbocharge your retirement savings, you might want to explore a lesser-known but incredibly powerful tool: the Mega Backdoor Roth IRA. In this article, we’ll break down what the Mega Backdoor Roth IRA is, how it works, and why it could be a game-changer for your retirement

Beyond the Basics: Navigating NQSOs with Financial Planning for Tech Employees Non-qualified stock options (NQSOs) can be an incredible tool for wealth creation, but they’re also complex. For tech employees, especially those in high-paying roles in companies like Amazon, Nvidia, or Block, understanding the ins and outs of NQSOs can be the difference between maximizing financial opportunities and facing costly mistakes. In this post, we’ll break down the basics of NQSOs, explo

I’m excited to officially introduce Leslie Rea , who has joined our firm as a Certified Financial Planner®. Leslie brings more than a decade of experience in comprehensive financial and estate planning, along with a rare combination of technical excellence, empathy, and clarity. What truly sets Leslie apart is her ability to guide people through complex financial decisions during pivotal life moments—career changes, retirement, inheritances—while keeping the process grounded,

How to Analyze a Rental Property: The Key Metrics Every Investor Should Know

When it comes to financial planning, most people think of 401(k)s, IRAs, and brokerage accounts as the primary vehicles for retirement...

Real Estate vs. Renting: Making the Right Choice in Tech Hubs When you’re a tech professional living in bustling hubs like San Francisco...