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Homeownership vs. Renting: Making the Right Choice in Tech Hubs
Real Estate vs. Renting: Making the Right Choice in Tech Hubs When you’re a tech professional living in bustling hubs like San Francisco...
Asad Gourani, CFP®, EA

Choosing the Best Retirement Plan for Small Business Owners: SEP IRA vs. Solo 401(k)
As a small business owner, your ability to plan for retirement while managing tax efficiency is one of the smartest financial strategies...
Asad Gourani, CFP®, EA

How to Deal with Appreciated RSU Holdings: A Guide for Tech Employees
Restricted Stock Units (RSUs) are a cornerstone of compensation packages for many tech employees, particularly those at major companies...
Asad Gourani, CFP®, EA

Understanding Sequence of Return Risk: The Hidden Threat to Retirement and Early Retirement
Understanding Sequence of Return Risk: The Hidden Threat to Retirement and Early Retirement Sequence of return risk (SORR) is a critical...
Asad Gourani, CFP®, EA

RSU Basis Adjustment on Your Tax Return: Navigating E*TRADE’s 1099-B and Supplemental Sheets
If you’ve received Restricted Stock Units (RSUs) as part of your compensation, you’ve likely experienced the confusing tax implications...
Asad Gourani, CFP®, EA

The Role of Direct Indexing in Building a Tax-Efficient Wealth Strategy
When it comes to financial planning for tech employees, tax efficiency is a cornerstone of any robust strategy. High salaries,...
Asad Gourani, CFP®, EA

Understanding the Pro-Rata Rule for RSUs in California: Implications for Employees Who Move Out of State
Restricted Stock Units (RSUs) are a popular form of equity compensation, especially for employees working in tech hubs like California....
Asad Gourani, CFP®, EA

The Small Business Owner's Guide to LLCs and S-Corps: Maximizing Financial Planning and Tax Efficiency
Choosing the right business structure is a foundational decision that impacts the trajectory of your business. As a financial planning...
Asad Gourani, CFP®, EA

Navigating Alternative Minimum Tax with Stock Options: What Tech Professionals Need to Know
Navigating AMT with Stock Options: What Tech Professionals Need to Know As a tech professional, stock options can be one of the most...
Asad Gourani, CFP®, EA

Employer Stock Purchase Plan (ESPP): The Pros and The Cons
As an employee, investing in your employer through an Employer Stock Purchase Plan (ESPP) can be an attractive opportunity. It can...
Asad Gourani, CFP®, EA
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